Which document provides the payer's detailed breakdown of payment, remaining patient responsibility, and any adjustments after a claim is processed?

• A. Clean claim
• B. Explanation of Benefits
• C. Fraud
• D. At each visit

Answer: (B)

After a claim is adjudicated, the payer issues an Explanation of Benefits. This document lays out the financial outcome in detail: how much the payer paid, what portion remains the patient’s responsibility, and any adjustments such as contractual allowances, write-offs, or discounts. It also includes reason codes for any denials or reductions, so you can see exactly how the final amount was determined. This isn’t about submitting a claim (that would be a clean claim), and it isn’t about fraud or a visit-by-visit note.